Download
Key Features
About Us | About this site
This website is owned and operated by the Communication Workers Friendly Society Limited (CWFS).
The website provides information on products and services provided by CWFS and general finance information.
Please refer to Legal and Privacy Information for Terms and Conditions for usage of this site.
Legal and Privacy Information
Terms of Use and Privacy Policy of the Communication Workers Friendly Society Limited Website.
Please read these conditions carefully before using this website. By accessing this website you are agreeing to the conditions as they appear below.
General
This website is owned and operated by the Communication Workers Friendly Society Limited (CWFS) ("we" or "us"). This notice only covers the CWFS website at http://www.cwfs.co.uk. This notice does not cover links within the website to other websites.
If we change the Terms of Use or Privacy Policy, we will post the changes on this page. You are responsible for regularly reviewing information posted on this website to obtain timely notice of such changes. Your continued use of this website after changes are posted constitutes your acceptance of this agreement as modified by the posted changes.
Disclaimer
This website is only directed at United Kingdom residents. No representations are made as to whether the information is applicable or available in any other country that may have access to it.
To the extent allowed by law we disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. Nothing within the pages of this website shall be deemed to constitute financial or other professional advice in any way. Please consult your own legal or tax adviser with respect to your personal situation.
Whilst we have taken all reasonable care to ensure that the information contained within these pages is accurate and current, as at the date shown below, we do not accept any liability for errors or omissions. We reserve the right to add, amend or delete information from this website at any time. You are advised to contact us for verification should you wish to rely on any information.
Software Quality
We can give no warranty that this website and content are free from viruses or anything else that has contaminating or destructive properties. Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user's computer. We will not be liable for any errors, changes, or omissions that occur during transmission of information and materials. We shall not be responsible for any delay or non-performance of the Website arising out of any cause or event beyond our control. We reserve the right to modify, suspend or discontinue the website or any part of it, temporarily or permanently, with or without notice, at any time.
Exclusion of Liability
In no event shall we be liable for any damages, including, without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website, any of its content, any web browser or the use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, or loss of any profit, goodwill or reputation, even if we, or our representatives, are advised of the possibility of such damages, losses or expenses whether caused by negligence or otherwise. We do not limit or exclude our liability for death or personal injury resulting from our negligence or where this would be prohibited by law. You agree that we shall not be liable to you or any third party for any modification, suspension or discontinuance of the Website.
Links
This website may provide links to other websites, the content of which is not under our control. Links to such websites are made available for your convenience and you use them entirely at your own risk. We do not accept any responsibility for the content, materials and/or any offers for goods or services placed on, featured or referred to in or made available by means of such websites.
We do not accept responsibility for anything mentioned on or linked to this website by any third party over which we have no control. No one may link to this website without our prior written consent.
Copyright
The contents of this website, including but not limited to the text, graphics and sounds are the copyright of CWFS. The contents may not be copied, distributed, uploaded, re-published, decompiled, disassembled or transmitted in any way without the prior written consent of the CWFS. You may retrieve, display, print, copy or download any material on this website for your personal use and information only. You may not copy or adapt any of the material contained in this website for any business purpose without specific consent.
Applicable Law
These terms and conditions shall be governed by, and construed in accordance, with English Law. Any disputes arising from this website shall be subject to the exclusive jurisdiction of the English courts.
Website Security
This website is hosted on a secure server with all passwords encrypted to ensure maximum security. Passwords will not be viewable through the website either by the user or by CWFS. You agree to keep your password secure and not to disclose it to anyone else.
Privacy Policy
From time to time, you may be asked to submit personal information (eg. name, address and email address) in order to receive or use services on our website. These services include newsletters, email alerts, the Personal Budget Planner and message boards. Where you submit information about someone else, you represent to us that that person has authorised you to give us their information.
Whenever you provide such personal information, CWFS will treat that information in accordance with this policy. We will act in accordance with current legislation and aim to meet current Internet best practice on use of personal information. Personal data that you provide to us will be held in accordance with the Data Protection Act 1998.
We will use the data you provide to give you details of our services and for research and analysis purposes. In addition, we may transfer your personal data to our business partners in order to provide certain services, such as providing quotes or other service details, policy administration and claims processing.
Marketing
From time to time we may contact you in order to tell you about carefully selected products, services or offers that we believe will be of interest to you. If you do not wish us to do this, please click here to notify us - enquiries@cwfs.co.uk. If you are happy for us to contact you by email or text message, please tick here: We may also share your personal data with other companies that we have commercial links with. If you do not wish us to do this, please click here to notify us - enquiries@cwfs.co.uk.
If you are happy for such companies to contact you by email or text message, please tick here:
Cookies
When you visit our website, we may attach a 'cookie' to your browser. Cookies are text files that identify your computer to our server. Cookies in themselves do not identify the individual user, just the computer used. A cookie enables us to identify you from your IP address, track pages you have visited on this website and identify things that may be of interest to you. Any information that is supplied by cookies can help us to provide you with a better service and assists us to analyse the profile of our visitors.
If you do not wish us to collect data by this method you can disable this function within your browser settings. However, please be aware that without cookies you may not be able to use the full functionality of our website
How to contact us
If you would like any further information or have any comments about our Terms of Use, Privacy Policy or any other aspects of the CWFS website or service, please contact us on 0800 064 0654 or email us at enquiries@cwfs.co.uk or write to:
Customer Services Supervisor
Communication Workers Friendly Society Limited
150 The Broadway
London
SW19 1RX
England