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You can ask your phone provider to bar premium numbers on your phone. Some websites redirect your computer to high cost premium phone lines, and chat lines can also run away with cash.
Click here for more great tips & advice. Download these documents to find out more about us:



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* AGM 2008 *
The Communication Workers Friendly Society Ltd (CWFS) provides savings and life insurance plans for everyone including people on a low income.
CWFS offers financial planning advice on our products, through our Financial Advisors. If you would like to talk to one of our Advisors to get free, simple advice on our products, please contact an Advisor in your area.
We also provide a number of other products and services. These are:
Life & Savings Plan Sickness Benefit Scheme Children's Savings Plan
Small Loan Scheme
Personal Budget Planner
If you register to use the web site you will be able to check your policy details; update your change of address; view bonus certificates and use the Personal Budget Planner. If you are not a CWFS member you can still register to get full use of the Personal Budget Planner - a key tool in keeping track of your personal spending.
If you are an existing user please sign in and view your bonus certificate. The certificate shows the value of your policy to December 2007.
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